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Rating:A credit score is a numerical expression based on a level analysis of a person's credit files, to represent the creditworthiness of the person. A credit score is primarily based on a credit report information typically sourced from credit bureaus. Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers and to mitigate losses due to bad debt. Lenders use credit scores to determine who qualifies for a loan, at what interest rate, and what credit limits.
read moreNational Agency Check with Law and Credit is a type of background check required in the United States for granting of security clearances. According to the United States Office of Personnel Management, Federal Investigations Notice, Executive Order Number 12968, signed by President Clinton in 1995, outlines NACLC as follows: blockquote The NACLC will be used as the initial investigation for contractors at the Confidential, Secret, and L access levels.
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